Enrique (Rick) Alvarez, MSFS, CLU, ChFC, RHU, REBC, CFP, CASL, MRFC
Rick has been licensed for life insurance since 1973, certified insurance consultant since 1976 and during his career he has attained a Master of Science in Financial Services, Chartered Life Underwriter, Chartered Financial Consultant, Registered Health Underwriter, Registered Employee Benefits Consultant and Chartered Advisor for Senior Living from the American College at Bryn Mawr. In addition, Rick is a Licensed Certified Financial Planner® from the Certified Financial Planner Board of Standards. He also is a Master Registered Financial Consultant from the International Association of Registered Financial Consultants Association Inc. Rick has also met all of his continuing education, as well as ethical requirements.